A Muscogee County Georgia bankruptcy lawyers explains Wage garnishment
A Muscogee County Georgia bankruptcy lawyers explains Wage garnishment
Columbus Georgia chapter 7
It is not pleasant to be called in by your employer and told your paycheck is being garnished. You should do all you can not to let things get to this stage, however at times they do and you should understand what action to take. Such things do not happen in a day, the collection agency should demonstrate to the court that they took the proper steps in trying to collect from you first. This is usually a last step for them, but they may do it. When you file bankruptcy there is something called an “automatic stay” that stops the collectors from proceeding with any action against you. At this point you are under the courts protection and if they continue their pursuit they are violating the law. In certain cases, the debtor has actually sued the collector and won damages against the collection agency. Also, there is a likelihood you may receive some of the garnished income back that was taken from your paycheck.
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